Medical Benefits


Our Medical Insurance is offered through Anthem Blue Cross Blue Shield. However, due to a Claims Arrangement effective 7/1/2013, all claims are processed through our Third Party Administrator, ARC Administrators. If you have a claim or coverage issue, you should contact ARC first at (877) 309-2955. In addition, any cards or medical bills you incur will be mailed to you from ARC Administrators. Please be aware that, as of July 1, 2014, working spouses who are offered PPACA compliant coverage through their employer are ineligible to join our medical plan. If you are planning to add your spouse to your medical insurance, you will need to submit a completed Working Spousal Affidavit.


2021 – 2022 Plan Information

Berea College Benefits Overview 2021-22

2020 -2021 Plan Information

Employee Benefits Overview 2020-2021

Berea College Benefits Presentation for New Hires 2020-2021

Berea College Medical Plan Document 2020


Summary of Benefits and Coverage (SBC)

Berea Core SBC
Berea Premium SBC

Eligibility Guidelines for Domestic Partner Benefits


Benefits Schedule

Premium Plan
HDHP2 Plan
Vision Plan


LiveHealth Online

LiveHeath Notice & FAQ – Core & Premium

LiveHeath Notice & FAQ – High Deductible

Visit a doctor online, or get the mobile app!

Medical Benefits

Anthem Care Comparison
Anthem Preventative Health Guidelines
FSA Eligible Products, Services and Expenses
Flexible Spending Account (FSA) vs Health Savings Account (HSA)
Health Savings Accounts – Health Equity
How to Access Medical and Dental Claims 
How to Access Prescription Claims
How to Locate a Medical Provider
Preferred Drug List Exclusions

When Traveling Outside of the U.S.

BlueCard Worldwide – Manual Claim Form (PDF)
BlueCard – Out-of-the-Country Health (PDF)