The expenses used to determine your need for financial aid include the Cost of Education (COE), room, board, fees, books, supplies, transportation and miscellaneous personal expenses. The COE fee is paid by institutional, federal, state and outside grants and scholarships and is guaranteed never to be a cost to the student or family. The balance for room, board, fees and other educational expenses during the year is paid from family resources, self help resources from labor program earnings, summer savings or loans. The average costs for books and supplies ($700), transportation ($600) and miscellaneous personal expenses ($1,600) are not included in the balance listed on the Financial Aid Notification. Students not residing on campus may have higher living expenses.